Struggling to secure loans at competitive rates? We provide the solutions you need to improve your credit profile, ensuring better loan opportunities and paving the way for favorable rates and financial success.
Along with credit score, tips and credit profile. Scofit also offers insights into:
Take a look at your past payments and the percentage of on-time payments. Consistent, on-time payments boost credit scores.
Track the number of years a credit account has stayed active. Older credit age means more reliability and higher score.
Monitor the spending on your credit card as a percentage of the admissible limit. Cap your credit card utilisation to 30% (ideally).
Gain an overview of any active loans, credit cards, and other financial instruments. Diversify your credit mix for a healthy score.
Check out the number of times a bank or NBFC has inquired about your credit report. Fewer inquiries mean better credit score.
Visualise the number of loans in a default state to your name. Default loans can severely damage your credit score.
Stuck with unresolved negative accounts? Our credit improvement services are here to help you tackle those challenges and pave the way for a more positive financial future.”
Your credit score is not a dilapidated home in need of a one-time renovation. It is a plant that you need to nurture to gain the fruits of your labour. Every Scofit report comes embedded with actionable and practical tips that shed light on how you can improve your credit score for the current situation.
Delayed payments or loans fringing on defaults can leave a negative impact on your credit score. To ensure that nothing goes amiss, your Scofit report offers an overview of the different factors, like your payment history, credit utilisation, payment timelines, etc., to ensure that you are one step ahead of deadlines.
Feeling overwhelmed by your loan accounts? Let us help you regain control and simplify your financial journey with our expert assistance and guidance.
We believe that a low credit score is not a dead end. It is, in fact, an opportunity for improvement. Once we generate your Scofit credit report, our AI engines will scan the data to formulate a personalised credit score improvement plan that helps you achieve the credit score of your dreams.
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I am really thankful to Scofit for resolving my issues . Really appreciated work done by team.
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